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Here Is A List Of 23 Black-Owned Banks, Credit Unions And Financial Institutions To Support

The #BankBlack revolution has already began. Thousands of African Americans across the country are transferring their money to Black-owned banks that invest in urban communities and businesses. Initiated by several celebrities like Solange and rapper Killer Mike, the initiative is in response to years of police brutality, discrimination, and other racial problems that have long existed in America.

African Americans collectively have an annual buying power of almost $1 trillion dollars, and so the idea is to circulate and re-circulate Black dollars within Black communities.

If you are interested in opening an account at a Black-owned, FDIC-insured bank, here’s the complete list below according to FederalReserve.gov:

ALABAMA

#1 – Alamerica Bank: This bank in Birmingham, Alabama provides a unique banking experience for underserved communities. Their staff of experienced bankers is committed to providing quality and personalized service, offering a full array of banking services, from deposit accounts to loans.

#2 – Commonwealth National Bank: At this bank in Mobile, Alabama, they believe that your business is unique and so your bank should be too. They offer free online banking with no minimum daily balance required, and a variety of business accounts designed to help you maximize your banking experience.

(Also see #11 – Liberty Bank, which has branch locations in Tuskegee and Montgomery, AL.)

CALIFORNIA

#3 – Broadway Federal Bank: Based in Los Angeles, California, this Black-owned bank aims to serve the real estate business and financial needs in underserved urban communities. They especially aim to meet the needs of minority consumers who want to take out conventional loans.

(Also see #13 – One United Bank, which has branch locations in Compton and Los Angeles, CA.)

DISTRICT OF COLUMBIA (WASHINGTON, DC)

#4 – Industrial Bank: Headquarted in Washington, DC with branch locations in Oxon Hill and Forestville, MD, this bank has delivered essential banking and financial services since 1934 that have contributed greatly to the growth and development of the local Black community.

FLORIDA

#5 – Axiom Bank: Headquartered in Central Florida with branches throughout the Jacksonville, Orlando, and Tampa areas, this federally-chartered community bank serves the financial needs of its customers through a wide range of financial products. They provide retail banking services, including checking, deposit, and money market accounts, through 20 branch locations, 19 of which are inside select Walmart Supercenters. (Note: This bank was Black-owned for many years as Urban Trust Bank, and even earlier as Metro Savings Bank. Although they are no longer Black-owned, they are a solid, growing community bank that supports urban communities.)

(Also see #13 – One United Bank, which has branch locations in Miami, FL.)

GEORGIA

#6 – Carver State Bank: Established in 1927 in Savannah, Georgia, this Black-owned bank has has remained a financial services leader for all sectors of the Savannah community throughout its 85 years and is the only bank in the area with an outstanding Community Reinvestment Act Rating.

#7 – Citizens Trust Bank: Since their beginning in 1921, this Atlanta, GA-based bank has responded to market shifts by expanding their electronic platform while still providing the personal touch service that makes them unique to their customers. Thanks to an online #BankBlack social media campaign in July 2016, more than 8,000 new accounts were opened at their branch in just one week.

ILLINOIS:

#8 – Illinois Service Federal Bank: Based in Chicago, this bank aims to be a viable, growing, community development financial services institution responding innovatively to their primarily underserved and minority constituency with superb customer service.

#9 – Seaway Bank & Trust Company: This Chicago-based community bank serves families, non-profits and businesses in diverse neighborhoods. It was established in 1965 to counter discriminatory lending practices and is now recognized as one of the nation’s largest minority-owned banks, with more than $400 million in assets and 240 employees.

(Also, see #11 – Liberty Bank, which has branch locations in Chicago, IL.)

KANSAS:

(See #11 – Liberty Bank, which has branch locations in Kansas City, KS.)

KENTUCKY:

#10 – Metro Bank: Based in Louisville, Kentucky, this Black-owned bank works to provide opportunity where before there was none – whether it is their involvement in a multi-million dollar New Markets Tax Credit project, or a start-up business loan to an entrepreneur providing a much-needed service in an underserved neighborhood.

LOUISIANA:

#11 – Liberty Bank: Primarily based in New Orleans and Baton Rouge, Louisiana, this bank has a sincere focus on service, integrity and a sincere interest in community and business development. Over the past four decades, they have also expanded to more than 18 branches in six states – including Kansas, Mississippi, Michigan, Missouri, Alabama, and Illinois.

MARYLAND:

#12 – Harbor Bank of Maryland: Opening its doors in 1982, this bank primarily serves the Baltimore metropolitan area, and offers checking, savings, time deposits, credit cards, debit card, commercial real estate, personal, home improvement, automobile, and other installment and term loans. They also have a branch in Riverdale, MD, PG County.

(Also, see #4 – Industrial Bank, which has branch locations in Oxon Hill and Forestville, MD.)

MASSACHUSSETTS:

#13 – One United Bank: The first Black internet bank and the largest Black-owned bank in the country, with offices in Los Angeles, Boston and Miami. They were awarded the highest Bank Enterprise Award by the U.S. Department of Treasury for their community development lending ten times, and they are a designated Community Development Financial Institution (CDFI).

MICHIGAN:

#14 – First Independence Bank: Based in Detroit, this bank was established in the 1970’s to serve the financial needs of the urban community, its businesses, and its citizens. They say that no line of financial services is beyond their charter as long as they are serving the financial needs of businesses and families in the Black community.

(Also, see #11 – Liberty Bank, which has branch locations in Detroit, MI.)


MISSISSIPPI:

(See #11 – Liberty Bank, which has branch locations in Jackson, MS.)

MISSOURI:

(See #11 – Liberty Bank, which has branch locations in St. Louis, MO.)

NEW JERSEY:

#15 – City National Bank: Primarily based in Newark, NJ with branch locations in Harlem and Brooklyn, NYC, this Black-owned bank plays a pivotal role in strengthening urban communities. They call themselves a forward-thinking financial institution whose mission is to build economic strength and improve the quality of life within urban communities by providing the highest quality financial services, including low-cost business loans.

NEW YORK:

(See #15 – City National Bank, which has branch locations in Harlem and Brooklyn, NY.)

NORTH CAROLINA:

#16 – Mechanics & Farmers Bank: Founded in 1907, this bank is the 2nd oldest minority-owned bank in the United States. They have branches in Winston-Salem, Durham, Raleigh, Greensboro, and Charlotte, and most of their deposits are recycled back into urban communities.

PENNSYLVANIA:

#17 – United Bank of Philadelphia: Based in the city of Philadelphia, this Black-owned bank says that all deposits stay right in the community in a cycle of community, inclusivity, and opportunity. They offer affordable banking services to individuals, families, small businesses, and non-profit organizations.

SOUTH CAROLINA:

#18 – South Carolina Community Bank: Based in Columbia, SC, this Black-controlled bank offers a select range of high priority personalized products and services to traditionally underserved communities, including small to medium sized businesses,

TENNESSEE:

#19 – Citizens Savings Bank and Trust Company: With branch locations in Nashville and Memphis, TN, this community bank provides friendly and personal service to both individuals and small businesses. They are an equal opportunity employer with 32 full-time employees, 3 convenient offices and approximately $100 million in total assets.

#20 – Tri-State Bank of Memphis: With three branch locations throughout the Memphis area, this a community bank has proudly served the urban community for over 65 years and have a history of leadership, concern and commitment.

TEXAS:

#21 – Unity National Bank: Based in Houston, Texas, with a branch also in Missouri City, this Black-owned bank creates opportunities to help people and businesses grow and enhance the quality of life. They do that through service and services that respect their time, make banking easier and keep them financially competitive.

VIRGINIA:

#22 – First State Bank: Chartered in 1919 in Danville, VA, this locally-owned and operated bank provides the personal touch to banking services. From checking and savings products to loans and other financial investments, they offer a variety of options to fit your needs.

WISCONSIN:

#23 – Columbia Savings & Loan Association: Based in Milwaukee, WI, this is the oldest Black-owned financial institution in the state, and they have been serving commercial and individual accounts to urban customers since 1924. They offer checking accounts, and consumer and business loans.

 

 

 

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As Black Activists Protested Police Killings, Homeland Security Worried They Might Join ISIS

Alice Speri
The Intercept

April 8 2019, 8:23 a.m.

As nationwide protests against police killings of black men began rolling across the country in 2014, federal and local law enforcement who were closely monitoring protesters’ online activities repeatedly expressed a bizarre concern: that the mostly black activists demanding an end to police violence in the U.S. might join with Islamic fundamentalist groups promoting violence abroad.

That concern was unequivocally baseless, and no evidence ever emerged to substantiate it. Still, documents obtained by the government transparency group Property of the People, which were shared exclusively with The Intercept, reveal that officials with the Department of Homeland Security and the Office of the Director of National Intelligence exaggerated the significance of isolated social media activity, mostly by foreign accounts, advocating for a connection between the domestic movement against police brutality and foreign terrorism.

In intelligence reports and internal communications circulated around the time of the protests in Ferguson, Missouri, and the 2015 Baltimore protests following the death in custody of Freddie Gray, DHS officials fretted that the Islamic State might attempt “to use the situation in Ferguson as a recruitment tool” or call on “Baltimore rioters to join them.” And in July 2016, during nationwide protests against the police killings of Philando Castile and Alton Sterling, the Office of the Director of National Intelligence, a cabinet position, circulated a memo warning that a lone, foreign pro-Al Qaeda Facebook user sought to seize on the protests to urge “‘Black’ Americans to take up arms” and “start armed war against the US government.

A Fixation Born of Bias

These official warnings that U.S. activism against police violence might be exploited as a recruitment opportunity by violent foreign terrorist groups slightly preceded the FBI’s designation of a “Black Identity Extremist” domestic terrorism category, which essentially cast large numbers of the same black activists as potential homegrown violent extremists. As The Intercept has reported, the FBI’s “Black Identity Extremism” label, while first used in a 2017 threat assessment report, originated on the heels of the Ferguson protests, and the first individual the FBI designated as a “black identity extremist” was a young Ferguson protester the agency had entrapped. But just as there is no evidence that a “Black Identity Extremist” ideology actually exists, there is also no evidence that U.S. activists ever saw or in any way responded to sporadic social media calls to join foreign fundamentalist Islamic groups.

If anything, critics say, law enforcement’s fixation on that nonexistent connection is testimony to both their anti-black and anti-Muslim bias.

“They try to make it more scary, it’s like, ‘If we link Islam to it, and we link Muslims to it, then people will see this as a real threat, because nothing is scarier than Muslims,’” Umar Lee, a well-known St. Louis activist, who is Muslim, told The Intercept, referring to the movement for black lives that started in Ferguson. “Nothing is scarier than, ‘Hey, if the Muslims get together with these scary black dudes, then we got a real problem, so we need every resource available to stop this.’”

“They already have a massive amount of funding to do quote unquote counterterrorism and Countering Violent Extremism, and all these other things that they do,” Lee noted, referring to well-funded domestic intelligence initiatives that have primarily targeted U.S. Muslims. “And they come up empty because the reality is that there are very few, hardly any people that are engaged in these activities.”

Civil rights advocates maintain the documents’ message is both baseless and dangerous.

“Blackness and Muslim identity have been cast as threatening since America’s founding,” said Omar Farah, a senior staff attorney at the Center for Constitutional Rights, which sued the FBI and DHS to obtain more information about its surveillance of black activists. “No surprise, then, that these documents reveal near obsessive fear of their intersection.”

“It’s inflammatory,” echoed Nusrat Choudhury, deputy director of the American Civil Liberties Union’s Racial Justice Program. “Just because members of foreign organizations are calling on domestic protesters to join their movements, that does not show those people in the United States are posing any threat of violence.”

The ACLU, which together with the Center for Media Justice also sued the FBI to obtain more information about the secretive “Black Identity Extremism” label, warned that casting individuals who express legitimate grievances as “extremists” risks exposing them to police harassment and stifling a movement that is badly needed. “There are long-standing, deep, structural, racial injustices in America, and people are allowed to call on this country to do better,” Choudhury said. “They’re allowed to do it under our Constitution, and frankly we need them to do it, because that is what has always led to racial justice in America.”

The Office of the Director of National Intelligence did not respond to a request for comment from The Intercept. DHS declined to comment on the record.

Fictional Connections to International Terrorism

The documents obtained via public records requests by Property of the People supplement similar documents previously made public by CCR and the racial justice group Color of Change. The earlier set of documents includes Islamophobic press coverage shared by DHS officials during the Baltimore protests, such as a Fox News story claiming that “Muslim groups seek to co-opt Ferguson protests” and an op-ed warning that the Islamic State, “which has stunned the world for its filmed beheadings and abuse of non-Muslims, is looking to capitalize on growing racial tension in the American city by claiming there is ‘no difference between black and white’ in their society.” It also includes an FBI situation report, issued less than two weeks into the Ferguson protests, warning that “ISIS supporters are urging Ferguson protestors to embrace radical Islam and engage in further violence. They are also reportedly telling any ISIS supporters in the US to travel to Ferguson.”

“Senior federal law enforcement assessing hysterical tabloids about ISIS co-opting the Ferguson protests is foolish,” said CCR’s Farah. “It would be comical if there weren’t dangerous implications for people of color and Muslims who speak out for justice only to be met with militarized police responses.”

The new set of documents, a selection of which The Intercept is publishing with this story, includes more internal assessments and emails exchanged by federal and law enforcement officials between 2014 and 2016.

In a partially redacted document marked for “DHS internal use only,” circulated days after a grand jury in Missouri declined to indict officer Darren Wilson for Brown’s killing, officials warned that “a purported fighter with the Islamic state, posted two images earlier today regarding Ferguson calling for the protesters to swear loyalty to the Islamic State.” The document also noted that the images were “making their rounds on English-language support accounts for the Islamic State,” though it made no mention of whether anyone affiliated with the Ferguson protests actually saw or responded to them.

DHS Office of Intelligence and Analysis Ferguson Protests November 20142 pages

In another redacted DHS intelligence document, released at the height of the 2015 Baltimore protests, officials warned that the account of a “presumed USPER,” a term used by intelligence officials to refer to U.S. citizens and residents, had called upon “‘indigenous peoples’ of the Americas and ‘Afro-Americans who are oppressed’ to attack ‘Anglo-American supremacists.’” The report continued: “There were multiple references to the riots in Ferguson, Missouri which was likely designed to resonate with an audience wider than [redacted name] has typically targeted. The messaging reflects

[redacted name’s]

awareness of recent US media coverage of perceived racial and other issues in American society, which the group is trying to exploit.” As in the earlier case, this assessment, too, offers no indication that anyone involved with the protests actually saw the posts.

DHS Office of Intelligence and Analysis Baltimore Protests May 20152 pages

In December 2015, in Minneapolis, following the police killing of Jamar Clark, DHS posted a report indicating that it was closely watching the social media accounts of a number of people, and noted that one user “expresses support for Islamic State” and another posted a photo revealing an “Islam Is Life” tattoo. DHS again reported that a “US person posted a call for Islamic State support” in July 2016, days after the police killings of Philando Castile and Alton Sterling.

DHS Open Source Information Report December 20157 pages

DHS Open Source Information Report July 20162 pages

Shortly after that, as the deaths of Castile and Sterling were followed by deadly attacks on police officers in Dallas and Baton Rouge, the Office of the Director of National Intelligence issued a warning based on the Facebook posts of a Bangladesh-based Al Qaeda supporter. The user called on black Americans to draw inspiration from Micah Johnson, who on July 7 had killed five police officers and injured several others at a protest against police brutality in Dallas. “Like the Dallas attacker in US, we appeal to the other negro Americans to jump into the agitation to realize their rights,” the user wrote, according to the intelligence memo. “Pick up arms, like this attacker, against the terrorist US Armed Forces. Fight for your rights.”

Office of the Director of National Intelligence July 20162 pages

The reports quickly trickled down to local law enforcement and fusion centers across the country. In a July 2016 assessment by the Greater Cincinnati Fusion Center, for instance, officials preparing for an upcoming NAACP convention in that city warned that “FTOs such as the self-proclaimed Islamic State of Iraq and the Levant (ISIL) and al-Qa’ida in the Arabian Peninsula, have encouraged HVEs to conduct attacks within the Homeland,” the memo noted, using acronyms for Foreign Terrorist Organizations and Homegrown Violent Extremists. “These groups use social media to inspire and urge violent extremists to attack targets in the Homeland, including mass gatherings such as the NAACP convention.”

Greater Cincinnati Fusion Center Field Analysis Report July 20167 pages

That assessment listed a number of potential threats to the gathering and included references to a series of recent incidents of white supremacist violence specifically targeting African-Americans. But it also included much vaguer warnings that “ISIL” had recently “released an audio message urging its supporters to launch lone wolf attacks against military and civilian targets within the Homeland.” Theodore Sampson, a member of the fusion center and captain with the Hamilton County Sheriff’s Office, wrote in a statement to The Intercept that the threat assessment, conducted in partnership with DHS, was “intended to support the security and public safety efforts of government agencies and private sector partners in identifying, deterring, preventing, and responding to potential threats during the convention” and that such “threat assessments are designed to look objectively at potential threats towards an event or venue without bias.”

“In 2016, foreign terrorist organizations such as the Islamic State of Iraq and the Levant (ISIL) and al-Qa‘ida in the Arabian Peninsula had repeatedly called for homegrown violent extremists to conduct attack within the United States.  This messaging was published in al-Qa’ida’s magazine Inspire and ISIL’s Dabiq publication and recordings sent our through the internet and radio.  Additionally, these terrorist organizations and sympathizers utilized social media to encourage attacks within the Homeland,” Sampson wrote. “In this particular threat assessment, the reference to the audio message was to illustrate a recent example of the messaging encouraging lone wolf attacks towards mass gathering events and point out that homegrown violent extremist attacks were a persistent threat to mass gathering events.”

The NAACP, which last month requested that Congress hold hearings on domestic terrorism and “the ways in which Black activists are being tracked and monitored by government agencies,” could not immediately be reached for comment.

Absent from all these documents is any evidence that anyone associated with protests in the U.S. had responded to the exhortations of Islamic extremists — or that they had ever even seen those calls in the first place. Still, law enforcement’s close scrutiny of these isolated instances, even when none of them seem to have amounted to anything more substantial than social media posts, and the fact that these calls were prominently included in intelligence assessment reports, risked conflating, in the eyes of law enforcement, legitimate domestic protest with foreign terrorism.

Ryan Shapiro, Property of the People’s executive director, noted that government efforts to denigrate domestic critics by associating them with foreign enemies was an old and tested repressive tactic. “Since even before the FBI was named the FBI, U.S. intelligence agencies have preposterously targeted progressive dissent at home as tied to enemies abroad,” he told The Intercept. “Today’s obscene attempts to link Black Lives Matter to ISIS and Al Qaeda stand on the shoulders of a century of similar efforts to tar American dissent, especially in struggles for racial justice, as fronts for enemy agents.”

Shapiro also noted that the documents showed a propensity by federal law enforcement to base their “open source” intelligence-gathering on the conspiracy theories of conservative news outlets, which officials uncritically circulated during the protests. In addition to Islamophobic coverage, DHS officials shared during the Ferguson and Baltimore protests, for instance, in July 2016 the Office of the Director of National Intelligence circulated news stories, by Fox News and the U.K. tabloid Daily Mail, about a photo posted on Facebook in the aftermath of the Dallas killings that showed “a man dressed in black slashing a uniformed officer’s throat with a knife as blood spills out of the cop’s neck.” By contrast, earlier that summer, DHS officials monitoring protests in Minneapolis had also shared a story by the liberal publication AlterNet revealing that a local police union leader who had called Black Lives Matter a “terrorist organization” had a history of racist attitudes and was connected to a “white power-linked” bike gang. In that case, however, the officer circulating the story added a comment: “This article sounds like a drummed up hit piece to me,” the officer wrote. “But it’s nonetheless interesting to see all the race-related drama in Minneapolis at the moment.”

Office of the Director of National Intelligence Press Clippings July 20167 pages

DHS Press Clippings June 20166 pages

“Homeland Security is basing terrorist intelligence assessments of Black Lives Matter on articles from Fox News and a British tabloid that literally warns of the great menace posed by Putin’s purported army of hypnotic, shapeshifting super squid,” said Shapiro, referring to DHS officials sharing a report about Islamic State members calling on black protesters to join them by the U.K.’s Daily Express, which also published a particularly outlandish story about the Russian president. “Meanwhile,” Shapiro added, “DHS and other U.S. agencies are contorting themselves to ignore clear evidence of the dire threat from the far right.”

Exposing Activists to Serious Risk

Federal officials weren’t the only ones seeking to associate domestic dissent to foreign terrorism. Starting in Ferguson, a number of elected and law enforcement officials across the country referred to protesters not only by using racist terms such as “thugs,” but also, increasingly, by calling them “terrorists,” a reference that the FBI’s “Black Identity Extremism” report only seemed to validate.

Indigenous and environmental rights activists involved in the Standing Rock protest movement were also repeatedly characterized as “terrorists.” As The Intercept reported, private security contractors hired by the oil company behind the Dakota Access pipeline referred to the peaceful protest movement born to oppose the pipeline as a “jihadist insurgency” — and routinely shared intelligence assessments with law enforcement that portrayed activists as dangerous threats.

At Standing Rock, as in Ferguson, those watching the growing protests also paid particular attention to displays of solidarity with Palestine, with private security in North Dakota, for instance, noting that “the presence of additional Palestinians in the camp, and the movement’s involvement with Islamic individuals is a dynamic that requires further examination.”

“To them, a Palestinian flag might as well be an ISIS flag,” said Lee, the Ferguson activist, referring to the baseless conflation of the Palestinian struggle with Islamic extremism.

“It wouldn’t shock me at all to see misinterpretation of symbols, conflation of different groups, of different racial and ethnic and political and religious backgrounds, under this vector of challenging a Muslim boogeyman,” echoed Choudhury. “It’s absurd.”

FERGUSON, UNITED STATES - AUGUST 16:  A protester waves Palestinian flag in solidarity with Gaza as Americans shout slogans and hold banners during a demonstration against the death of eighteen-year-old unarmed teen Michael Brown in Ferguson, Missouri on August 16, 2014. Brown, allegedly stole some cigars, shot dead by police in the St. Louis suburb of Ferguson, Missouri on August 09, 2014. (Photo by Bilgin Sasmaz/Anadolu Agency/Getty Images)

A protester waves a Palestinian flag in solidarity with Gaza during a demonstration after the shooting death of Michael Brown in Ferguson, Mo., on Aug. 16, 2014.

Photo: Bilgin Sasmaz/Anadolu Agency/Getty Images
Choudhury, who for years has worked to expose an FBI “racial and ethnic mapping program,” noted that following the 9/11 attacks, the ACLU has obtained a number of intelligence documents that revealed the surveillance of Muslim, Arab, Middle Eastern, and South Asian groups, premised on what she called a “totally unsubstantiated” recruitment threat from foreign Islamist groups. The ACLU, she added, also exposed intelligence training material filled with racial stereotypes about people of Arab descent and Muslims, showing the agency’s profound ignorance about the very people it was surveilling.

But while there was never any evidence that foreign extremists’ isolated appeals to U.S. activists had any effect, critics said the mere suggestion exposed those activists to serious risk.Join Our NewsletterOriginal reporting. Fearless journalism. Delivered to you.I’m in

“That is the inevitable result of the creation of such a flawed intelligence product, that it inspires fear, and that it is going to lead to federal and state and local law enforcement’s targeting of black activists based on nothing close to wrongdoing or violence,” said Choudhury. “It’s very dangerous, because it leads to this kind of targeting of human beings here in America, who are calling for equality and justice, just because there are other threats abroad.”

Lee, the St. Louis activist, said that during the Ferguson protests, online trolls and conservative commentators especially targeted him and a couple of other Muslim activists with smear campaigns and racist and Islamophobic attacks, calling them terrorists and suggesting they were affiliated with Al Qaeda. One such smear, picked up widely by right-wing blogs, accused Lee of “threatening to behead critics.”

“Some of those people were spreading rumors that I was in Ferguson recruiting for ISIS,” Lee told The Intercept, noting that even some fellow protesters, when he once joined a protest right after leaving his mosque and while still wearing a thobe, commented “Here comes ISIS.”

But Lee put the blame for smears and harassment campaigns squarely on government-sanctioned racism. He also pointed to the recent vilification of the black and Muslim Congressperson Ilhan Omar as another example of how ignorant and hate-filled campaigns are enabled by official discourse — whether by law enforcement and intelligence agencies or by lawmakers themselves. “It’s institutionalized Islamophobia,” Lee said. “It’s institutionalized crusader mentality.

READ MORE AT: https://theintercept.com/2019/04/08/black-protesters-terrorism-threat-isis/

Many Blacks moving from the U.S. to Africa

We are now living in a time when Africa is starting to evoke images of vibrancy and growth instead of poverty, war and struggle. In this context, Ghana is fast becoming a mecca for black Americans who are looking for lucrative opportunities in a new environment. According to recent reports about 10,000 African-Americans visit Ghana yearly. Currently almost 3,000 American blacks reside in the capital, Accra, the major hub of Ghana.

Signs of a growing trend

While these numbers are not huge, they are significant. Almost six years ago there were only 1,000 African-American expatriates living in Ghana, so clearly the numbers are rising steadily.

What has attracted them? Various reasons one being racial tensions in the U.S., but also opportunities for a better life. The fact is this burgeoning nation has consistently enjoyed a peaceful political climate without many threats of internal or external strife since it gained its independence from the British back in 1957. The temperate weather also makes it an attractive choice. In November 2001, Ghana’s parliament passed (right to abode) legislation which allows any person of African descent in the Diaspora to live and work in Ghana indefinitely. Previously, African-Americans in Ghana had to continually renew visas and work permits, which proved to be both costly and bothersome. Those who have advocated the African-American cause celebrated a small victory. Ghana is the first and only African nation to adopt legislation providing Africa’s dispersed family a legal right to return.

But most importantly, there are elements that could resonate with anyone seeking a more laid back lifestyle. The pristine beaches, affordable living and a sense of spiritual calm that permeates the landscape makes Ghana an attractive alternative to the proverbial American “rat race.”

Ghana is living up to that hype, in addition to being a land of economic opportunity and bountiful resources.

Why relocate to Ghana?

Most Americans are starting to grasp the notion that they may have better luck financially in another country. As the American economy is often flighty with promised black opportunities elusive, some blacks are finding that places new and unfamiliar could challenge them in ways leading to upward mobility.

Monies saved and invested elsewhere can yield bigger dividends. The educational attainment of many African-Americans can be put to immediate use in countries that have not been able to offer their populations similar luxuries until recently.

Much has been written about American blacks moving to South Africa for these very reasons, but I would like to suggest Ghana be added to the list of locales for those considering planting new roots in the Motherland.

Technology, teaching and more opportunities

There are a plethora of companies in Ghana eager to recruit foreign applicants. If you are lucky enough to be well versed in all things digital, securing employment with a well-established technology firm is a strong possibility. Organizations such as Blogging Ghana have created platforms for interactivity within the social media realm that are reaching a global audience. Employees of such firms will have the opportunity to be proponents for change in an emerging field.

Or you can more easily start a family business. More than half of the African-Americans that reside in Accra are entrepreneurs. Local chiefs are often more than willing to grant prized land and other resources to budding entrepreneurs interested in real estate development, or other commercial ventures. This could also lead to a lucrative life in farming – or “agribusiness” – for those interested in a totally new, yet viable way of making a living.

Teaching is another highly desirable profession. English is the official language of Ghana; thus, entering academia as a teacher of the language could be one means of entrance into a coveted class. Plus, there are many supports extended to foreign pupils and the qualified staff who instruct them. You and your family could benefit from this aspect of the economy as native speakers.

Realistic challenges

Some newly minted migrants have encountered some issues adjusting. As progressive as Ghana is compared to their regional neighbors, there are still some difficulties that arise when it comes to everyday comfort. Coming from a Western culture creates certain expectations, and the thought of not having stable electricity, or constant running water can be a pain. Yes, this does happen at times and may be a deal-breaker for some.

In addition, government agencies can also be hard to work with (just like in the U.S.) and in some cases they can prolong the process of becoming a citizen which can limit your access to certain jobs. But, for many recent immigrants, settling in Accra isn’t nearly as intimidating as one would imagine.

Most importantly, acquaint yourself with the history of this very diverse country. Many Ghanaians are well traveled and knowledgeable about world affairs, so you have to be able to hold your own.

Weighing options for change

You have to look before you leap, so it’s advisable to visit first before you make such a drastic decision. You should ideally be armed with a well-drafted blueprint of what your vocation will be and have a few promising options lined up to assuage any doubts. Yes, it can take a considerable amount of time to achieve residency, but if you like Ghana and want to take a risk in your quest for a better life, you will likely succeed.

Ghana is the perfect choice if you are looking to experience living in Africa, because it has managed to take advantage of global opportunities, which has allowed the country to develop a comfortable level of stability. African-Americans will enjoy making a life in a place that will make them feel connected and celebrated in a way that they probably don’t fully enjoy in the U.S. as “minorities.”

Plus, you don’t have to be a millionaire in order to live quite decently. Moreover, there are resources available, like The African American Association of Ghana (AAGG), to help make your transition a smooth one.

Overall, you will be living among a people who are just as excited to get to know you as you are to know them. Ghanaians are very hospitable, which makes it easy to make friends and quickly build a network, which is ultimately the key to survival in any foreign country.

That’s what makes Ghana a welcoming and worthwhile choice for African-Americans who might be thinking of relocating to a new land of opportunity.

To read more Click or Copy link below:

https://communityjournal.net/many-blacks-moving-u-s-africa/

Top 10 Most Racist States in America

 

 

The research group took advantage of the tweets’ geo-codes, which is data showing where they originated from in the U.S.  The team searched Twitter for racism-revealing terms and phrases that appeared in the context of tweets mentioning “Obama,” “re-elected,” or “won.”

They then sorted the tweets according to the state they were sent from, and compared the racist tweets to the total number of geocoded tweets coming from that state during the same time period, Nov. 1 to  Nov. 7.

To normalize states across population levels, the team then used a location quotient-inspired measure or LQ score — an economic derivation used to analyze norms across geographical locations — to compare a state’s racist tweets to the national average of racist tweets.

So, per the team’s model, an LQ score of 1.0 indicates that the state’s proportion of racist tweets to non-racist tweets is the same as the overall national proportion. A score above 1.0 indicates that the proportion of racist tweets to non-racist tweets is higher than the national proportion. The results are seen in the map above.

The LQ score was added to the number of Ku Klux Klan organizations known to operate in the state, according to a list compiled by the Southern Poverty Law Center, a watchdog organization that monitors hate groups. The states with the highest combined scores were considered the most racist states in the country. The process was not scientific nor can it be claimed that it gives the most accurate ranking of racism by state.

However, it offers some insight into where some of the most racist people in the United States reside.

To read more Click or Copy link below:

http://atlantablackstar.com/2014/05/14/top-10-racist-states-america/2/

Highest Percentage Cities with Black-Owned Businesses in the United States

There are several Black owned businesses that are located throughout the United States. These businesses focus vary in the different types of services which they provide, and many of them rank high just as their counterpart owned businesses by White Americans. There are some cities that stand out among the rest for being the cities with the highest percentage of Black-Owned Businesses.

1. Baltimore, Maryland: Baltimore, Maryland is by no surprise at the top of the list for the city with the most owned African-American businesses. Despite the recent riots there are over 35 percent Black-owned businesses in the area.

2. Atlanta, Georgia: It comes as no surprise that Atlanta, Georgia made the list. It is one of the fastest growing cities in the south with newly Black owned businesses popping up almost every day. It made second on the list with 31 percent of the businesses owned by African Americans.

3. Washington, DC: Washington, DC scored 3rd on the list with 28 percent of their businesses owned by African-Americans. With some of the top HBCU schools in the area, this actually comes as no surprise.

4. Milwaukee, Wisconsin: Regardless of what many people think, there are Black people located in the mid-west, and many of them own their own businesses. There are 22 percent businesses in the area owned by African-Americans; this made Milwaukee top the list at number 4.

5. Kansas City, Missouri: Kansas City is second in the Midwest and scored 5 on the list, but there are over 13 percent businesses in the area that are owned and operated by African-Americans.

Other cities that made the list but did not make the top 5 are:

  • Denver, Colorado-4.3%
  • Seattle Washington-3.7%
  • Albuquerque, New Mexico – 2.1%
  • Mesa, Arizona – 2.1%
  • Tucson, Arizona – 1.8%

 

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10 Herbs You Need To Use If Diagnosed With Cancer

Black mortar and pestle with fresh picked herbs

 

Did you know that half of all Americans will eventually be diagnosed with cancer at some point in their lives? In other words, it’s only a matter of chance whether you will or won`t be one of those people.

According to World Health Organisation (WHO), cancer takes 7.6 million lives every year, which makes it one of the leading causes of death. It is believed that deaths of cancer will continue to rise over 13.1 million by 2030.

For over 60 years that market has been tapped into Western medical treatment centers, which provide chemotherapy and radiation to help shrink cancer tumors. Like we’re told, cancer is random, it’s genetic, and sooner or later, it’s going to get us.

However, more and more studies suggest that accumulation of toxins in the body is the underlying cause of cancer, as it reduces cell oxygenation, damages the DNA, causes inflammation, and leads to hormone imbalance. Therefore, dealing with these toxins and diminishing their effect is the first step towards preventing its development.

Recently, multiple studies started focusing on the use of herbs for cancer prevention, even using them along with Western medical treatment.

The idea that simple plants or herbs can have anti-cancer effects is sometimes a controversial subject. Although many people have experienced their benefits, there are still a great many skeptics. For every person who believes that herbs and plants can slow or even kill cancer cells, there is another who will only believe in the merits of chemotherapy.

Here’s a list of best 10 herbs for preventing and treating cancer and how to use them:

1.Wheatgrass

Wheatgrass is considered a detoxifying medical herb. Health benefits include improving red blood cell count and neutralizes environmental pollutants within the body. Also, wheatgrass shows benefits in cancer prevention.

You can use wheatgrass by juicing it daily in 2oz shots. Using wheatgrass during chemotherapy has been beneficial and may reduce symptoms of myelotoxicity. Plus, wheatgrass helps to alkalize the body.

2.Grape seed extract

Several studies have shown that the phytochemicals known as proanthocyanidins in grape seeds have anti-tumor or strong potential cancer preventative abilities that can be isolated from the seeds themselves. Also, they have been found to stop cancer cells from spreading or migrating.

Grape seed extract fights pollution and Candida within our digestive tract. This extract can be found at your holistic vitamin shop and used according to directions.

3.Burdock root (Arctium lappa)

Recent research shows that burdock root is very effective at removing cancer-causing toxins that accumulate in our digestive systems when certain foods are not properly digested. There are several anti-cancer herbal compounds that have used burdock root as a base including “Essiac tea formula” and “Hoxsey formula”.

Because of its strong blood purifying properties, burdock root can stop cancer cells from metastasizing. Burdock root extract can be found at your holistic vitamin shop and used according to directions.

4.Licorice root

Licorice detoxifies the liver and is a soothing herb with anti-inflammatory properties. It may also be used for the treatment of Candida albicans. Licorice root contains polyphenols that encourage apoptosis (automatic death) in cancer cells. Licorice regulates the production of hormones from your adrenal glands, and it reduces stress chemicals. Chronic stress often triggers the growth of cancer cells. You can use it as a tea mixed with a teaspoon of organic raw honey.

5.Red clover

Research from a number of cancer centers including the Royal Marsden has shown its potential as a part of a treatment program against estrogen driven cancers, from breast, uterine, to the prostate. Red clover contains an active ingredient known as genistein, responsible for its anti-estrogen activity. Red clover is another ingredient in “Hoxsey formula”.

Red clover supplements are available in most health food stores as tablets, capsules or in a tincture. Dried red clover leaves are often brewed into a tea with a typical daily dose being about 4 grams of dried red clover to 30 milliliters of water.

6.Bloodroot

Externally, it has been used as a home remedy for skin cancer and is possibly the most well-known anti-cancer herb around. There have been several publications showing that bloodroot has the potential to be a powerful anticancer agent. Bloodroot (Sanguinaria Canadensis) has been shown in several studies to have consistent anti-neoplastic activity; it can shrink tumors and has shown itself to be useful when dealing with sarcomas.

For internal use, mix one teaspoon bloodroot in 250 ml warm water and let it stay for 15 minutes. Drink a half of the tea in the morning and the other half in the evening.

7.Dandelion

There has been strong evidence lately that dandelion root can inhibit the development and growth of numerous types of cancer, including stopping their metastasizing capabilities. A study done in 2008 provided some scientific proof that dandelion (Taraxacum officinale) extracts had anti-cancer compounds.

Dandelion root tea or capsules can be found at your holistic vitamin shop and used according to directions.

8.Mistletoe

The extracts from mistletoe (Viscum album) is one of the most commonly used oncological drug in Europe. It’s been used as an overall treatment for cancer for years. In one study that involved more than 10,000 cancer patients, mistletoe extract was shown to prolong the survival time of cancer patients. Amazingly, this study showed that the overall survival time of the group that took mistletoe extract was as much as 40% longer.

Mistletoe can be found at your holistic vitamin shop and used according to directions. Also, there are some products that come from mistletoe extract, especially Iscador, which is one of the most commonly used in Europe.

9.Echinacea

Echinacea is one of the most widely used alternative medicine in the world. It is said to have Cytotoxic effects. The Echinacea plant has been hailed for its ability to help the body heal itself from the common cold. Also, it is used to relieve anxiety and chronic fatigue. Echinacea has been available for years in supplements and extract form and can be used about 2 to 3 times a day. Echinacea can be also consumed as a tea.

10.Watercress

Watercress this aquatic plant increases detoxification enzymes in the body and contains phytonutrients that have successfully inhibited carcinogens. Watercress in extract form proved to be significantly protective against colon cancer. In a study at the Norwich Food Research Center in the United Kingdom, “smokers were given watercress which eliminated higher carcinogens in their urine. Dietary factors contribute to the regional variation of stomach cancer and offer clues for further prevention research. Watercress can be found at your holistic vitamin shop and used according to directions.

Note: In order to fight cancer, you can use a combination of the herbs mentioned above!

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http://www.healthiestalternative.com/10-herbs-need-use-moment-anyone-know-diagnosed-cancer/

 

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